Beware a Flood of Flooded Cars
Cars swamped in stormwater could return to market far from where the damage occurred
Thousands of cars are damaged or destroyed by floods every year, such as those caused by the major rainfalls New England experienced this summer or the hurricanes that too often ravage coastal states. Don’t assume all those compromised vehicles end up in a junkyard.
Some water-damaged cars are repaired and resold in other parts of the country without the buyer being aware of the car’s waterlogged history. In fact, Carfax says 399,000 flooded cars were back on the roads in 2022.
Shoppers need to be vigilant when buying a used car, even if you don’t live near a traditional storm area. That’s because flood-damaged cars are often transported well beyond their original region after major storms to locations where consumers may be less aware of the warning signs to look for.
Photo: Consumer Reports Photo: Consumer Reports
Used car shoppers should always check the National Motor Vehicle Title Information System. That site directs users to government-approved vehicle history report providers. The NMVTIS system aims to crack down on the practice of “title washing,” when cars that have been totaled (or stolen) get clean new titles in states with lax regulations.
However, if the vehicle’s owner didn’t have comprehensive insurance coverage at the time of the flooding or the repair bill didn’t exceed a certain level, the vehicle might not get a salvage or branded title at all. Only a few states offer a “flood” title, which requires a history of any flood damage.
Carfax offers a free flood damage check in addition to the vehicle history reports it sells. These checks show the “possibility of flood damage” based on area history and the registered address for the car at the time, and whether the vehicle’s title shows a reported flood history.
For a basic check, the National Insurance Crime Bureau offers VINCheck, a free service that searches vehicle identification numbers for evidence of theft or salvage, although it doesn’t use as many data sources as some paid providers do.
Of course, vehicle history reports are not all-inclusive and are no guarantee that a vehicle is problem-free, but they’re a valued aid in screening potential cars. Ultimately, a detailed inspection is a consumer’s best protection.
Photo: Consumer Reports Photo: Consumer Reports
How to Spot a Flood-Damaged Car
Water damage can be hard to detect, but Consumer Reports says you should look for some telltale signs.
- Inspect the carpets to see whether they show signs of having been waterlogged, such as smelling musty or having caked-on mud. Brand-new carpets in an older vehicle may be another red flag.
- Check the seat-mounting screws to see whether there’s any evidence that they were removed. To dry the carpets effectively, the seats must be removed and possibly even replaced.
- Inspect the lights. A visible waterline may still show on the lens or reflector.
- Inspect the difficult-to-clean places, such as gaps between panels in the trunk and under the hood (such as behind the engine), for mud and debris. A water line around the engine compartment is a clear indicator of flooding.
- Look on the bottom edges of brackets or panels, where grime wouldn’t settle usually.
- Look at the heads of any unpainted, exposed screws under the dashboard. Bare metal will show signs of rust in flooded cars.
- Check to see whether the rubber drain plugs under the car and on the bottom of doors look as if they have been removed recently. That may have been done to drain floodwater.
- Check engine oil. The water mixed into the oil can create an odd, milkshake appearance.
- Check the air filter. Water would cause the cardboard frame for the filter to look textured and soggy.
If you’re from an area affected by a flood and have a car that wasn’t damaged, be aware that buyers might suspect it was. Have a mechanic inspect your car before you put it up for sale so that you can present potential buyers with a clean bill of health.